Solutions for Finance
How are the banking and insurance sectors changing? How will local consolidations or market mergers affect your real estate strategy? What do you consider when managing real estate portfolios?
Managers from banks and other financial institutions - such as savings banks, cooperative banks and private banks, but also insurers - are united by a variety of different challenges. Some of these result from changing customer needs, others from increased requirements for digitalization, sustainability and corresponding ESG reporting obligations.
Our hands-on experience enables us to deliver individual, dynamic solutions. As an established partner to banks, savings banks, and insurance companies, we deliver individual, dynamic solutions for your needs. We consider local and market insights with close, ongoing collaboration with our clients every step of the way. Our teams, located throughout Germany, provide on-site support and ensure quality from ideation to completion.
Three Roles – One Partner by Your Side
We view financial institutions from three perspectives: as investors, as operating companies, and as lenders. This approach enables us to develop solutions that offer detailed technical expertise while keeping your overall strategy in focus.
Current Challenges for Financial Institutions
Financial institutions are under commercial, regulatory, and real estate pressure. Many banks are currently consolidating their branch networks, reassessing location and space requirements, and questioning the role of their headquarters and regional offices. At the same time, the profitability of proprietary project developments is coming into focus, making cost and schedule certainty a high priority.
At the same time, demands for carbon neutrality and ESG compliance are rising across investment funds and proprietary portfolios. Strategic real estate planning must include EV charging infrastructure, energy-efficiency measures, and decarbonization roadmaps.
Real estate financing introduces additional risk as project developments stall and non-performing loans rise. Meanwhile, banks and insurers are pushing to digitalize their core business, customer interactions, and physical spaces.
We help you connect all these topics: from your branch strategy and building portfolio to your loan book.
We Offer the Following Services
When banks or competitors merge, parties will face fundamental changes to internal structures, processes, and spaces. We support our clients with specialized, independent consulting to help you navigate these decisions. Whether constructing a new building or converting an existing property, we take responsibility for your project. Our expertise ranges from site selection and architectural competition to construction management and commissioning.
Learn moreThe workplace is transforming rapidly. Especially banks and insurers are required to adapt to digital and remote operations. We help you take advantage of these changes by rethinking work environments and methods, which are critical in times of skilled labor shortages.
Our creative experts specialize in dynamic spatial design and innovative, multifunctional concepts. They combine functional solutions with aesthetics and sustainable materials. Just as importantly, we also guide change communication with current employees and stakeholders.
By making your brand experience tangible for staff and clients, we help strengthen team spirit, innovation, and opportunities for success, thereby assisting clients in attracting skilled talent.
Learn moreThe future value of real estate depends on its sustainable properties. If your portfolio needs to catch up, our experts offer comprehensive advice and identify measures to maintain your portfolio’s value.
For example, when retrofitting properties for energy efficiency, we manage the entire project process, from analysis to planning and implementation. We also support the issuance of green bonds and help you implement zero-carbon strategies and comply with ESG standards.
Learn moreWhat’s new for banks, savings banks, and insurance companies? Developing digital business models and client-centric communication aren’t new concepts. The real challenge lies in implementing these strategies effectively. To succeed, everyone involved needs a solid understanding of current developments and strong implementation skills.
Additionally, new building requirements are challenging the status quo. Future buildings must be digital and smart, designed to support collaboration, communication, and security. Our experts will support your digital transformation.
Learn moreRevitalization? Sale? Expansion? Decisions like these require reliable insight into cost, risk, and potential. We analyze your assets and develop life-cycle-based strategies tailored to your portfolio.
Learn moreAiming to construct a new building or revitalize an existing one? We guide clients through every step – from analyzing demands and locations to construction, project management and operations. All developments, including multifunctional concepts, align with the long-term real estate strategy.
Your benefits:
Sustainable Real Estate Value: You benefit from real estate strategies that combine commercial goals with sustainability, securing the long-term value of your properties and reducing risk.
Greater Profitability and Efficiency: You lower costs and increase the performance of your real estate portfolio through optimized space utilization, clear portfolio structures, and data-driven investment decisions.
Confidence in Transformation and Regulation: You receive reliable support navigating ESG requirements, regulatory mandates, and complex change processes, backed by practical implementation and industry experience.
Future-Ready Locations and Workspaces: You create properties that win over clients, support your employees, and clearly project your institution's identity to the world.
Everything from a Single Source: You are supported throughout the entire real estate lifecycle – from initial strategy and analysis to planning, project management, and successful implementation.
Extensive Project Experience: You benefit from our years of experience across numerous successful projects. We know the critical levers and ensure secure, efficient execution.
“The best strategy starts with the right understanding – of the market, regulatory requirements, and clients.”
